Account Application

About this Application

This Retail Brokerage Account Application contains important information regarding the products and services available through your account. Please review it carefully, as it enables you to select the products and services you require, specify your preferred methods of communication, and acknowledge the terms and conditions that will govern our relationship.

Once accepted by Capstone Investments SA, this Application, together with any accompanying, supplemental, or incorporated documents, constitutes the entire agreement between you and Capstone Investments SA in relation to your brokerage account.

Unless otherwise specified in this Application, the terms “you,” “your,” “yourself,” and “yours” refer to the applicant(s). The terms “we,” “us,” and “our” refer to Capstone Investments SA, Place de Longemalle 7, 1204 Geneva, Switzerland.

GETTING STARTED

Please complete this Application and then submit it along with a copy of the required government-issued identification such as a driver’s license or passport.

The information will be used for standard Anti-Money Laundering (AML) checks and also helps us to fully understand your investment profile and identify what types of investments or strategies may be suitable for you. Please note: if we cannot verify the information you provide, we may be required to restrict or deny your account.

Please remember to notify us if you experience a significant life change, such as the birth of a child, marriage, divorce, death of a spouse, loss of a job, change in financial situation, etc.

1. SELECT AN ACCOUNT

Account Type

IndividualJoint Account (more than one account holder)Corporate (shares to be registered in the name of one’s company)

For Corporate AccountsPlease provide company name.

2. PLEASE TELL US ABOUT YOURSELF

Primary Applicant

First Name *

Middle Name

Last Name *

Building/Road/Street Name *

House/Apt/Suite No. *

City

Region

Postal Code

Country *

Mobile Phone *

Home Phone

Work Phone

Email Address *

Are you?SingleMarriedDomestic PartnerDivorced

Number of Dependents

Job Title

Occupation

Job Title

Employer

Years with this Employer

Business Address

Floor/Office/Suite No.

City

Region

Postal code

Country

Co-Applicant (if applicable)

First Name *

Middle Name

Last Name *

Use the same contact information listed for the primary applicant.

Building/Road/Street Name *

House/Apt/Suite No. *

City

Region

Postal Code

Country *

Mobile Phone *

Home Phone

Work Phone

Email Address *

Are you?SingleMarriedDomestic PartnerDivorced

Number of Dependents

Employer

Years with this Employer

Business Address

Floor/Office/Suite No.

City

Region

Postal code

Country

All Applicants

Industry and Other Affiliations

Are you, your spouse, or any other immediate family members, including parents, in-laws, siblings and dependents…

Employed by or associated with the securities industry (for example, a sole proprietor, partner, officer, director, branch manager, registered representative or other associated person of a broker-dealer firm) or a financial services regulator?

Primary ApplicantYesNo

Secondary ApplicantYesNo

If yes, please specify entity below. If this entity requires its approval for you to open this account, please provide a copy of the required authorization letter (with this Application).Broker-Dealer or Municipal Securities DealerInvestment AdviserFINRA or other Self Regulatory Organization*Securities Regulator

(*Including a national securities exchange, registered securities association, registered clearing agency or the Municipal Securities Rulemaking Board.)

Name of entity(ies):

An officer, director or 10% (or more) shareholder in a publicly-owned company?

Primary ApplicantYesNo

Secondary ApplicantYesNo

Name of company and symbol:

A senior military, governmental or political official in a non-US country?

Primary ApplicantYesNo

Secondary ApplicantYesNo

Country

Financial Situation and Needs, Liquidity Considerations, and Tax Status

Please tell us your best estimate as to:

LIQUIDITY NEEDSThe ability to quickly and easily convert to cash all or a portion of the investments in this account without experiencing significant loss in value from, for example, the lack of a ready market, or incurring significant costs or penalties is (check one)Very ImportantImportantSomewhat importantDoes not matter

Annual income includes income from sources such as employment, alimony, social security, investment income, etc.
Net worth is the value of your assets minus your liabilities. For purposes of this application, assets include stocks, bonds, mutual funds, other securities, bank accounts, and other personal property. Do not include your primary residence among your assets. For liabilities, include any outstanding loans, credit card balances, taxes, etc. Do not include your mortgage
Liquid net worth is your net worth minus assets that cannot be converted quickly and easily into cash, such as real estate, business equity, personal property and automobiles, expected inheritances, assets earmarked for other purposes, and investments or accounts subject to substantial penalties if they were sold or if assets were withdrawn from them.
Annual expenses might include mortgage payments, rent, long-term debts, utilities, alimony or child support payments, etc.
Special expenses might include a home purchase, remodeling a home, a car purchase, education, medical expenses, etc.

Investment Risk Tolerance

Please select the degree of risk you (and any co-applicants, if applicable) are willing to take with the assets in this account.

Conservative – I want to preserve my initial principal in this account, with minimal risk, even if that means this account does not generate significant income or returns and may not keep pace with inflation.Moderately Conservative – I am willing to accept low risk to my initial principal, including low volatility, to seek a modest level of port-folio returns.Moderate – I am willing to accept some risk to my initial principal and tolerate some volatility to seek higher returns, and understand I could lose a portion of the money invested.Moderately Aggressive – I am willing to accept high risk to my initial principal, including high volatility, to seek high returns over time, and understand I could lose a substantial amount of the money invested.Significant Risk – I am willing to accept maximum risk to my initial principal to aggressively seek maximum returns, and understand I could lose most, or all, of the money invested.

Financial Investment Experience

Please check the boxes that describe your investment experiences to date:

* May include structure products, hedge funds, etc.

3. TELL US YOUR PREFERRED CURRENCY FOR SUCCEEDING ITEMS:

If ‘other’ please specify:

4.TAX WITHOLDING CERTIFICATIONS

Please check all boxes that apply.

U.S. Person:Under penalty of perjury, I certify that: (1) I am a U.S. citizen, U.S. resident alien or other U.S. person, and the Social Security Number or Taxpayer Identification Number provided in this Application is correct (or I am waiting for a number to be issued to me); and (2) I am not subject to backup withholding because: (a) I am exempt from backup withholding; or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends; or (c) the IRS has notified me that I am no longer subject to backup withholding.Primary ApplicantCo Applicant

Certification Instructions:You must check this box if you cannot certify to item (2) above, meaning that you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return.Primary ApplicantCo Applicant

Non-Resident Alien:I certify that I am not a U.S. citizen, U.S. resident alien, or other U.S. person for U.S. tax purposes.Primary ApplicantCo Applicant

5. Review and Submit This Application

Confirmation(s) – Please Read Carefully

By submitting this Application, you affirm that you have received and read this Application (including the account agreement specifications listed below) and affirm that the information you have provided is accurate and you agree to notify us of any changes in the information provided.

1. Account Types
You acknowledge that you are solely responsible for selecting the account type that best reflects your circumstances and investment objectives, including Individual, Joint, or Corporate accounts.
2. Account Status
Capstone Investments SA (“the Firm”) agrees to establish and maintain one or more accounts for the Account Holder(s) and to act as broker, dealer, adviser, or intermediary, as applicable, in connection with the execution, settlement, administration, and servicing of investment transactions.
The Account Holder(s) represents and warrants that all information provided in connection with this Account Agreement is true, accurate, complete, and current, and agrees to notify the Firm promptly of any material changes, including changes to financial circumstances or personal information.
Where the Account is held individually or jointly, each Account Holder confirms that they are of legal age and have the legal capacity to enter into this Agreement. Unless otherwise disclosed in the Account Application, no person other than the named Account Holder(s) has any legal or beneficial interest in the Account.
The Account Holder(s) authorizes the Firm to verify information supplied through appropriate third parties where required for regulatory, compliance, anti-money laundering, or credit verification purposes. This Agreement shall become effective only upon acceptance by an authorized representative of Capstone Investments.
3. Accuracy of Information
The Account Holder(s) certifies that all information provided in the Account Application and any supporting documentation is complete, accurate, and current. No individual or entity other than those identified in the Application has any ownership or beneficial interest in the Account unless expressly disclosed.
4. Identity Verification (Know Your Customer & Anti-Money Laundering)
In accordance with applicable Anti-Money Laundering (“AML”), Counter-Terrorist Financing (“CTF”), and Know Your Customer (“KYC”) regulations, the Firm is required to verify the identity of each Account Holder. To facilitate the release of any proceeds, each Account Holder must provide at least one valid government-issued photo identification document.
5. Approval of Transactions
Transactions discussed or agreed with an Investment Representative remain subject to final review and approval by the Firm’s Compliance Department where required. No transaction shall be executed without the Account Holder’s authorization, except where otherwise permitted by law or under a valid discretionary management agreement.
6. Investment Risks
All investments involve risk, including the possible loss of principal. Certain investments, including private placements, pre-IPO securities, derivatives, commodity options, and speculative securities, may involve significantly greater risks and may not be suitable for every investor.
Past performance is not indicative of future results. All investment decisions are made solely at the discretion of the Account Holder unless otherwise agreed under a discretionary investment management arrangement.
The Account Holder acknowledges that neither Capstone Investments nor any of its directors, officers, employees, representatives, affiliates, or agents guarantees investment performance or accepts liability for losses arising from investment decisions, market movements, or other risks inherent in investing.
7. Commissions, Fees and Charges
The Account Holder agrees to pay all commissions, advisory fees, transaction charges, taxes, foreign exchange costs, custody charges, and any other fees applicable to services provided by Capstone Investments.
Where required, the Firm may convert currencies using prevailing market exchange rates together with any applicable foreign exchange charges.
Current standard commission rates are:
• Listed Equities and Exchange Traded Funds (ETFs): 1% of the net purchase value and 1% of the net sale value.
• Commodity Options: US$1 per contract on opening transactions and 2% of net realized profits on closing transactions.
• Pre-IPO / Secondary Market Securities: No commission is charged upon acquisition. A 2% commission on the net sale value applies once the security has become publicly listed and is sold.
Capstone Investments is under no contractual obligation to facilitate the sale or liquidation of any investment held by the Account Holder. The decision whether to use the Firm for any sale transaction remains entirely at the discretion of the client.
Should the Account Holder elect to transfer or liquidate investments through another financial institution or intermediary, the Firm reserves the right to terminate the advisory relationship and close the Account once all positions have been transferred or liquidated.
8. Recording of Communications
The Account Holder authorizes Capstone Investments to record telephone conversations and other electronic communications where permitted by law. Such recordings may be retained and relied upon as evidence in connection with regulatory inquiries, dispute resolution proceedings, arbitration, or legal actions.
9. Applicable Market Rules
All transactions are subject to the constitutions, rules, regulations, customs, practices, and interpretations of the relevant exchanges, trading venues, clearing organizations, regulators, and governmental authorities.
The Firm shall not be liable for any action taken in good faith to comply with applicable laws, regulations, exchange requirements, sanctions, or regulatory directives.
10. Settlement of Proceeds
The Firm may withhold proceeds from the sale of investments where any outstanding debit balance, fees, charges, margin obligations, or other liabilities remain unpaid.
Any proceeds received from the sale or liquidation of investments may first be applied toward the satisfaction of any outstanding obligations owed to the Firm before any remaining balance is released to the Account Holder.
11. Governing Law and Dispute Resolution
Any dispute arising directly or indirectly from this Agreement shall, where permitted by applicable law, first be submitted to binding arbitration in a mutually agreed forum.
Nothing in this Agreement shall prevent either party from seeking interim or injunctive relief from a court of competent jurisdiction where necessary to protect its rights. Any judgment arising from arbitration may be enforced by any court having jurisdiction.
12. Entire Agreement
This Agreement constitutes the entire agreement between Capstone Investments and the Account Holder(s) and supersedes all previous oral or written agreements relating to the Account.
No amendment, modification, or waiver shall be effective unless made in writing and signed by an authorized representative of Capstone Investments.
No employee, representative, adviser, introducing broker, investment manager, or other associated person has authority to guarantee profits, eliminate investment risk, or assure the prevention of losses. Any representation suggesting otherwise should be reported immediately to the Firm’s Compliance Department.
13. Margin Trading
Where margin facilities are made available, the Account Holder acknowledges that trading on margin involves borrowing funds secured against assets held within the Account and carries substantial additional risks, including margin calls, forced liquidation of assets, and losses exceeding the initial investment. The Account Holder confirms that they fully understand these risks before engaging in margin trading.

Please Upload a copy of your Government-Issued IDPassport / Driving License (Preferred)

ACCOUNT OPENING DISCLAIMER:

Privacy Disclosure

The non-public personal information we collect is obtained primarily through your Account Application and any additional forms or documentation you provide to Capstone Investments. We are committed to safeguarding your privacy and do not disclose your personal information to third parties except where permitted or required by applicable law. Client information is handled in the strictest confidence and will only be shared with your express consent, where necessary to execute your instructions, or to satisfy legal, regulatory, or compliance obligations.

Access to your personal information is restricted to employees, affiliates, and authorized service providers who require it to administer, support, or deliver the products and services we provide. We maintain robust physical, electronic, and administrative safeguards that align with internationally recognized security standards to protect the confidentiality and integrity of your information. Should your relationship with Capstone Investments come to an end, your information will continue to be protected and handled in accordance with this Privacy Policy.

Risk Disclosure

This statement is not intended to provide a comprehensive disclosure of all risks or material considerations associated with investing or trading in financial markets. Investing involves varying degrees of risk, including the possible loss of capital, and may not be suitable for all investors.

Before entering into any investment or trading transaction, you should ensure that you fully understand the nature of the investment, the contractual arrangements involved, and the extent of the risks to which you may be exposed. You should carefully consider whether any investment or trading activity is appropriate in light of your investment objectives, financial circumstances, level of experience, risk tolerance, and any other relevant factors.